West Chester OH Real Estate: Now Is The Time For First Time Homebuyers

January 27, 2010 By Leave a Comment

Free First Time Homebuyer eBooksFor first time homebuyers now is the time to act.  With the government offering an $8000 tax credit on homes purchased by April 30th, 2010 and with the historically low interest rates available today, this is an opportunity not to be missed! 

First of all there is the tax credit.  It goes like this, buy a home by April 30th, file your tax return and get cash back from the government.  This is a true credit and not just a nice deduction.  Of course there are some limitations based on your income level, etc.  You should definitely consult a tax professional regarding your own personal situation.

Second, we have the low interest rates.  As of today they are hovering around 5.00% for a 30 year fixed rate mortgage.  These are terrific rates that will not last!  Why won’t they last?  Because the government’s intervention in the mortgage markets which forced rates to drop dramatically is slated to end on March 30th, 2010.  When this stops, rates go up.  Some experts predict that rates will be over 6.00% by year’s end.  Don’t miss out!

In addition to both of these great factors, home prices and selection are also terrific.  With housing prices having fallen and the available supply of homes for sale still very, very good, this would be a great time to buy even without the tax credit and low interest rates.

So we have:

$8000.  tax credit + low interest rates + low home prices + great selection of homes = FANTASTIC OPPORTUNITY!

Get more information on buying your first home by visiting my website .  Available there, are three e-Books packed with information on buying your first home and they are completely free and there is no obligation.

Thinking of buying a home in West Chester, Beckett Ridge or Liberty Township, Fairfield Township, Monroe or Mason Ohio?

 

Visit My YouTube channel at:  www.youtube.com/LowryTeam

 Check Out My Feature Homes For Sale In West Chester, Fairfield and Liberty Township, Ohio

posted by Eric Lowry
Email Me | Search For Homes
www.LowryTeam.com | P: (513) 874-1830

Filed Under: Buyers, Financing, Financing Options, First-time Homebuyer, Real Estate Information, Real Estate News Tagged With: , , , , , , , , , , , , , , , ,

West Chester OH Real Estate: New Listing 7983 Seabury Court

January 26, 2010 By Leave a Comment

New Listing On LowryTeam.com…

 

 
7983 Seabury Court, West Chester, Ohio 45069

West Chester, Ohio 45069

Lakota Schools

$219,900  - Four Bedrooms - Two Full & One Half Baths

This Is A Terrific Two Story Home In Villages Of Providence Subdivision:

  • Perfect For The First Time Homebuyer!
  • Warm, Inviting Family Room w/ Hardwood Floors & Gas Fireplace
  • Rear Staircase – Newer Carpet
  • Bright, Open Kitchen Includes Smooth Top Range & Microwave
  • Formal Dining Room 
  • Master Bedroom w/ Adjoining Garden Bath
  • All Bedrooms Are Spacious In Size And Have Ceiling Fans
  • Second Floor Laundry
  • Large, Flat Fenced Rear Yard
  • Located On A Cul-de-Sac Street
  • Close To Schools, Shopping & Expressways

Click here to see more information on this terrific West Chester, Ohio home for sale including many more photos

Thinking of buying a home in West Chester, Beckett Ridge or Liberty Township, Fairfield Township, Monroe or Mason Ohio?

 
 Wondering what your home is worth in today’s real estate market?  Request a market analysis here!

Visit My YouTube channel at:  www.youtube.com/LowryTeam

 Check Out My Feature Homes For Sale In West Chester, Fairfield and Liberty Township, Ohio

posted by Eric Lowry
Email Me | Search For Homes
www.LowryTeam.com | P: (513) 874-1830

Filed Under: First-time Homebuyer, New Listings, Real Estate Information, West Chester Community Info, West Chester Ohio Homes For Sale Tagged With: , , , , , , , , , , ,

West Chester OH Real Estate: The Tax Credit is Also For Those Who Wish to Downsize

January 24, 2010 By Leave a Comment
West Chester Ohio Homes For Sale

The tax credit is not just for those buying a bigger home, it also works for those wanting to downsize

When the First Time Home Buyer Tax credit was extended and expanded most people thought the expansion was only for home owners who wanted to move up, those who wished to buy a bigger, more expensive home. In fact, the expansion simply includes those who have owned a primary residence and lived in it for at least five consecutive years out of the last eight years. If current home owners want to downsize they can use the tax credit toward their new home, regardless of whether it costs less or is smaller than the home that they are selling.

It is an anomaly that everyone assumes the tax credit is only for purchasing bigger and better. Many people, especially those whose children have grown and left the nest, want to downsize. After-all, who doesn’t want to make life simpler these days?

If you have been considering selling your home and moving into a smaller space, consider doing so before the tax credit expires. Place your new home under contract by April 30th and close by June 30th and you could have a few extra dollars in your pocket.

Learn more about both of the homebuyer tax credits here!

Thinking of buying a home in West Chester, Beckett Ridge or Liberty Township, Fairfield Township, Monroe or Mason Ohio?

 
Wondering what your home is worth in today’s real estate market?  Request a market analysis here!

Visit My YouTube channel at:  www.youtube.com/LowryTeam

 Check Out My Feature Homes For Sale In West Chester, Fairfield and Liberty Township, Ohio

 

posted by Eric Lowry
Email Me | Search For Homes
www.LowryTeam.com | P: (513) 874-1830

Filed Under: Financing Options, First-time Homebuyer, Real Estate Information, Real Estate News, Sellers, Tax Credit Tagged With: , , , , , , , , , , , , ,

West Chester, OH Real Estate: Selling Your Home? Choose the Right Realtor

January 16, 2010 By Leave a Comment

Take time to choose the right broker when selling your home

When preparing to sell your home it is important to find a real estate professional that will best suit your needs.  A warm handshake and a friendly smile is all well and good but if you want to sell your home pick a Realtor that is experienced and knowledgeable, someone that will do the best job for you.  When selecting your real estate agent here are a few things to keep in mind:

Choose someone with experience.  In today’s market, experience  and the knowledge of what it takes to get the job done are more important than ever.

Get references from your potential Realtor and get in touch with them.  Find out what other people’s experience with a particular Realtor has been.

Have your Realtor do a detailed market analysis of your home.  A top selling real estate agent will be able to detail for you what has been selling and for what price.  They will be able to evaluate your home, it’s condition and your location, giving you a value for your home that will help sell it not deter people from looking at it.

What does your Realtor plan to do for you in terms of marketing?  Do they take a large number of interior and exterior photos of your home, do they post a virtual tour of it, do they distribute the listing to all of the major real estate websites on the internet?  Do they even have a website of their own or just a bio page on their company’s website?  And do they have a strategy for capturing incoming calls of the listing from potential buyers?

Do you need to sell your home as a short sale?  If you do, make sure to select someone with extensive training in this process, such as a Realtor with the CDPE designation.  This is a complicated process and you need someone that has the training and experience to help you navigate this process.

Your home may be your most valuable asset.  Do your legwork and choose the best Realtor for your home.  They should be a salesperson, they should have experience and they should know your market area very, very well.  If they can sell themselves to you perhaps they are halfway to selling your home for you as well.

Thinking of buying a home in West Chester, Beckett Ridge or Liberty Township, Fairfield Township, Monroe or Mason Ohio?

 
Wondering what your home is worth in today’s real estate market?  Request a market analysis here!

Visit My YouTube channel at:  www.youtube.com/LowryTeam

 Check Out My Feature Homes For Sale In West Chester, Fairfield and Liberty Township, Ohio

 

posted by Eric Lowry
Email Me | Search For Homes
www.LowryTeam.com | P: (513) 874-1830

Filed Under: Real Estate Information, Real Estate News, Sellers Tagged With: , , , , , , , , , , , , , ,

West Chester OH Real Estate News: Low Mortgage Rates, Catch Them While You Can

January 13, 2010 By Leave a Comment
West Chester Ohio Homes For Sale

Now might be the best time to lock in a low mortgage rate

Low interest rates have been gracing the real estate market with their presence for the past year but the word on the street is that they won’t be here much longer.  While mortgage rates aren’t going to skyrocket out of sight, it is doubtful that they will decrease and certain that they will steadily begin to rise.  Many so called experts expect that the 30 year rates may be at 6.00% or higher by years end. 

For those wishing to lock in at below 5%, the time just might be now or never (or at least for a very long time).  Today in fact I saw a 30 year fixed mortgage rate quoted at 4.85%.  The general sentiment among economists is that rates are not going anywhere but up from here and in my opinion this is definitely the case.  The federal government’s intervention in the mortgage market has caused rates to be artificially low for some time now.  This intervention is coming to an end by March 30th.

The strengthening of the economy equals less chance for discounted rates.  If you are looking to buy a home, now is the best time to do so.  We have low interest rates, tax credits and a great supply of homes for sale.  These three factors will not line up like this again at one time, for a very long time.

Looking for a referral to a good lender with good interest rates and reasonable closing costs?  Call me or email me and I will get you in touch with a lender that will take great care in getting your financing lined up for you.

Thinking of buying a home in West Chester, Beckett Ridge or Liberty Township, Fairfield Township, Monroe or Mason Ohio?

 
Wondering what your home is worth in today’s real estate market?  Request a market analysis here!

Visit My YouTube channel at:  www.youtube.com/LowryTeam

 Check Out My Feature Homes For Sale In West Chester, Fairfield and Liberty Township, Ohio

 

posted by Eric Lowry
Email Me | Search For Homes
www.LowryTeam.com | P: (513) 874-1830

Filed Under: Buyers, Financing, Financing Options, First-time Homebuyer, Real Estate Information, Real Estate News, Tax Credit Tagged With: , , , , , , , , , , , , , , ,