The home buyer tax credit may be gone, but don’t worry. You may have missed out on the first time homebuyer tax credit of $8000, but the opportunities presented by today’s historically low interest rates are even better than they were this spring.  For instance… If you buy a home right now at today’s low interest rates, you can save ten’s of thousand’s of dollars!

Interest Rates Are Low!  A $200,000 30 year mortgage at the current rate of 4.60%* can save you ten’s of thousand’s of dollars over the life of the loan versus the same loan with the 5.50% rate from earlier this year!

Buy a home now and gain so much more than what was possible with the $8000 tax credit. You really don’t want to miss out on this savings and opportunity.  On top of the great savings the low interest rates present, there is another opportunity.

The inventory of homes for sale right now is really great and the prices on many of these homes are really good. To start your home search contact us today at (513) 874-1830 or visit our website, www.LowryTeam.com.  Buying a foreclosed / bank owned home or a short sale can be a great investment opportunity under the right circumstances.  If you would like to receive a FREE list of foreclosures & short sale homes for sale you can request a list using our Foreclosure Finder Service

You can also start your Search Homes For Sale right here!

Thinking of buying a home in West Chester, Beckett Ridge or Liberty Township, Fairfield Township, Monroe or Mason Ohio?

Visit My YouTube channel at: www.youtube.com/LowryTeam

Check Out My Feature Homes For Sale In West Chester, Fairfield and Liberty Township, Ohio

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New Listing On LowryTeam.com

5299 Fieldstone Court, West Chester, Ohio 45069

West Chester, Ohio 45069

Beckett Ridge Subdivision

Lakota Schools

$134,900 - Three Bedrooms – Cul-de-Sac Stree

This Is A Terrific Home In Beckett Ridge Subdivision:

• Move In Condition
• Cul-de-Sac Lot 
• Island Kitchen w/ Counter Bar
• All Appliances Included
• Cathedral Living Room w/ Stone Fireplace
• Master w/ Adjoining Bath & Two Closets
• Finished Lower Level
• Cathedral Living & Dining Room Ceilings
• New Furnace & AC in 2010
• New Roof & Hot Water Heater in 2009
• More Updates – Don’t Wait To See This One!

Click here to see more information on this terrific Beckett Ridge Subdivision home, in West Chester, Ohio home for sale including many more photos

Thinking of buying a home in West Chester, Beckett Ridge or Liberty Township, Fairfield Township, Monroe or Mason Ohio?

Visit My YouTube channel at: www.youtube.com/LowryTeam

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If you live in Beckett Ridge and are the owner of record for your property, you received this letter recently:

DEAR BECKETT RIDGE HOMEOWNER;

Beckett Ridge is a diverse community covering over 1800 acres with various types of dwelling units from condos to single family homes.  Since our community was developed over several years and each unique section of our community was required to provide a set of documents for their new homeowners, 33 years later, we have variously similar, but different documents making up the package of homeowner documents for Beckett Ridge.

Over the past two years the Beckett Ridge Homeowners Board hads been evaluating various approaches for consolidating our homeowners’ documents.  These basic documents are used to define our community and when coupled with our restrictions they become very important documents for homebuyers planning to purchase a home in our community and financial companies seeking to finance or insure our homes.  With the assistance of our attorney we have now completed our work on this effort and wish to present to the homeowners of Beckett Ridge a revised set of Declarations and Code of Regulations for your approval.

Voting will be by parcel therefore, only one vote will be allowed per dwelling unit address and one signature per parcel will also be required to validate your ballot.  Official ballots can only be cast  by those Members of the Beckett Ridge Homeowner Association in good standing as of July 1, 2010.  To be considered in good standing all dues and fees must be paid in full on the Parcel by July 1, 2010.  The Board Highly Recommends you vote “YES” in support of this resolution.  The expression of your support for this resolution is very important to all of us.  While we hope you will vote yes, we want you to be aware that consistent with the legal opinion given to the board on February 22, 2010, regarding voting procedures, all Parcels that do not submit a ballot regarding this resolution will be casting a vote in support (Yes) for the resolution.

If you did not have the opportunity to attend our Annual Meeting in March or one of the five HOmeowners Meetings held between April 10th and June 8th then you can view the proposed documents at www.beckett-ridge.org.

Sincerely,

The Beckett Ridge Homeowners Board

Dennis Bender, Dave Burling, George Hulsizer, Debbie Olszowka, Sharon Palm. Terri McGill-Wong and Burt Young

So, whether you support this revision in the homeowners asssocation for Beckett Ridge or not, it is very important that you vote.  Your ballot must be received by July 28th, 2010.

Relocating To West Chester, Liberty Township Or Mason, Ohio??  Request Our Free Relocation Information Package By Clicking Here!

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1. FHA loans are not only for first time homebuyers.

2. FHA loans are not only for lower-income homebuyers.

Currently in Butler County, Warren County and Hamilton County, Ohio the FHA loan limits are $337,500.  Keep in mind that this is the loan limit.  So, as an example, someone buying a home with a 3.5% downpayment could buy a home for as much as a $350,000 purchase price.  Which leads to my last point on FHA mortgage lending.

For more information on FHA financing or for a referral to a terrific mortgage loan consultant please call Eric Lowry at (513) 874-1830 or visit our website, LowryTeam.com.

Relocating To West Chester, Liberty Township Or Mason, Ohio??  Request Our Free Relocation Information Package By Clicking Here!

Check Out My Feature Homes For Sale In West Chester, Fairfield and Liberty Township, Ohio

Relocating To West Chester, Liberty Township Or Mason, Ohio??  Request Our Free Relocation Information Package By Clicking Here!

Check Out My Feature Homes For Sale In West Chester, Fairfield and Liberty Township, Ohio

According to the Cincinnati Business Courier article online today they said six builders have agreed to participate in the 2011 Homearama home show.  The Home Builders Association of Greater Cincinnati conducts the home show each year. They had previously announced (read my previous post on Homearama 2011 here) that next year’s show would be held in West Chester in the Foxborough subdivision.

The six builders include Artisan Estate Homes, Daniels Homes, Greystone Homes, Hensley Custom Building Group, Jack H. Wieland Builders and Zaring Premier Homes.  The Homearama home show in 2011 will feature homes listed for sale from $550,000 – $850,000.

You can read the full story about the annoucement of the home builders  for Homearama 2011 here

Thinking of buying a home in West Chester, Beckett Ridge or Liberty Township, Fairfield Township, Monroe or Mason Ohio?

Search the entire MLS database of homes for sale here!

 Wondering what your home is worth in today’s real estate market? Request a market analysis here!

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Check Out My Feature Homes For Sale In West Chester, Fairfield and Liberty Township, Ohio

It’s Tuesday, so this must be the Tuesday Open House.

What is Tuesday Open House?? Well, it’s clearly not an “open house”. Open Houses don’t sell homes… good internet marketing does… but it seemed like a good title for this weekly blog post.

It is my way of throwing the doors open on the RealEstate-Ink.com blog and offering up a few quick articles and facts on real estate for the West Chester, Liberty Township, Beckett Ridge, Mason and Fairfield Township, Ohio areas. It is not intended to be all about homes for sale, but it will be about that some of the time…

Beckett Ridge Homeowners Association:  The Board for the Beckett Ridge Homeowners Association has presented to the homeowners of Beckett Ridge a revised set of Declarations and Code of Conduct for their approval.  Each parcel in the Beckett Ridge Association will have one vote in this approval process.  The interesting fact with this vote is that the board has decided based on their legal counsel’s opinion that if you do not submit a ballot, your ballot will be counted for the resolution.  What this means is the resolution is almost guaranteed to pass as a huge majority of the homeowners will not vote.  They never do.  Your ballot must be received by July 28th, 2010 for it to count.  You can find out more about this very important resolution and ballot here >>Beckett Ridge Homeowners Association

Buying a home:  If you are currently in the process of buying a home and getting a mortgage don’t buy anything.  According to the New York Times Fannie Mae has started requiring lenders to recheck a borrower’s finances shortly before closing the loan. If a broker or lender finds significant changes, the loan could be delayed, or in some cases, denied.  For years now we have cautioned borrowers against charging up their credit cards or changing jobs before the closing date on a home loan, but now this advice seems especially prudent.  You can read the entire article on homebuyer financing here>>  Buyer Mortgage Financing

Searching for Homes For Sale:  Searching for homes for sale in West Chester, Liberty Township, Beckett Ridge, Mason or Fairfield Township?  Search for homes using our MLS search feature which gives you access to the entire Cincinnati MLS and allows you to save home searches, receive notifications of new listings and also be alerted to price changes on home listings that match your search criteria.  You can search for homes for sale by clicking here to start your search now >>Search the MLS

Our facebook fan page of the week is: The Cincinnati Reds  You can find information on the Reds, information on events and giveaways and great player information.  As of this writing their page has 140,410 fans, so I ask that you check out their fan page, become a fan and invite your facebook friends to do the same.

While you are on facebook checking out the Cincinnati Reds fan page, please visit and become a fan of our facebook page:

Relocating To West Chester, Liberty Township Or Mason, Ohio??  Request Our Free Relocation Information Package By Clicking Here!

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Are you getting your home ready to list it for sale?  Preparing to sell a home in West Chester, Liberty Township or Beckett Ridge can be an overwhelming task if you are not prepared.  The process of getting your home ready can be simplified by breaking the areas of your home up into groups. 

In my previous post, >>Preparing Your Home To Sell, we covered Curb Appeal, Front Entry / Porch & Landscaping.  Today we will cover your first impression (interior, foyer).  When selling your home in today’s real estate market it is critical that the first impression that homebuyers have of your home is a welcoming one.  A welcoming space is one that invites the homebuyer in and lures them into the rest of the house.

Many times homeowners don’t even come and go through their front door and thus don’t place a great enough emphasis on this area of the home.  This is the area of the home that starts off the showing for the homebuyer and this is where they begin to anticipate the rest of the house.

The homebuyer needs to be able to envision themselves in your home, so this is definitely an area of a home listed for sale that should have all personal effects, photos and clutter removed.  Generally speaking, any furniture that is located in this area should be removed with the exception of a properly sized foyer table.  Be sure that there are no pieces of furniture or babygates blocking the path or view from the foyer in the rest of your home.

Be sure to de-clutter your foyer closet.  A full and cluttered foyer closet simply tells homebuyers that you are short on closet space.  The foyer closet should not be more than half full.  Store unused and seasonal coats in plastic tubs in a storage area away from the living spaces of your home.

All personal/family photos should be removed from the foyer area.  If your foyer has a space that you feel needs decorating consider a mirror instead of photos.

The foyer paint color should be neutral and an earth tone.  Under no circumstances should your foyer have wallpaper on the walls.

As buyers enter your home, the scent that they smell must be clean and very subtle.  The use of candles or spray air freshener is not recommended.  Many homebuyers can have adverse reactions to these strong smells and in some cases may actually wonder what it is you are trying to cover up.

We have now created a great first impression for homebuyers as you continue preparing your home for sale in today’s real estate market.  In the next post in this series of articles we’ll cover Living Room, Dining Room, Family Room & Study.

Read the first article in this series here >>  Preparing Your Home For Sale In Today’s Market Part I

Relocating To West Chester, Liberty Township Or Mason, Ohio??  Request Our Free Relocation Information Package By Clicking Here!

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Check Out My Feature Homes For Sale In West Chester, Fairfield and Liberty Township, Ohio